Write off up to 90% of unsecured debts

Government approved debt help
Write off debts over £5,000
Freeze interest and charges
Consolidate all your bills into one affordable monthly payment
Stop harassment from creditors

If you're struggling with debts over £5,000 you can start to become debt free with Government approved debt help which is FREE to set up.

Get Started

Write off up to 90% of your total debt

Government approved

Lenders Will STOP CHASING
YOU

Consolidate debts into

1 monthly
payment

100% Free Advice

Our experts will help you find the best option for you at zero cost

Discrete & Confidential

Your debt consultation is completely discrete and confidential

We've Helped 10,000's

Your debt consultation is completely discrete and confidential

Disclaimer:
*An Individual Voluntary Arrangement (‘IVA’) is subject to the customer meeting qualifying criteria and gaining creditor acceptance. Monthly IVA payments include fees and may differ to the example provided, based on the assessment made of your own personal circumstances – these fees will be clearly explained to you in writing by your IVA company. Debt write off amounts are subject to creditor acceptance and vary by individual customer based on their own financial circumstances, and are applied upon successful IVA completion. Substantiation example, Someone owes £60,000, they pay £100 over 60 months which equals £6000, write off amount would be £54,000 which is 90% of total debt level.

How it works

It's very simple. All you do is make one affordable monthly payment to a qualified legal professional, who in turn distributes the payments according to the amounts previously agreed by your creditors in an IVA proposal.

You do this every month, for 60 months, and at the end of the term any debt balances you still owe are written off. You don't have to deal with nasty creditors any more, and all the hard work is done for you. And since an IVA is a legally binding agreement, your creditors can’t back out or change the terms after they agree to them.

Just think, no more

Nasty phone calls from creditors
Borrowing money from friends and family
Payday loans you have to keep rolling over
Dreading bills because you know you can't pay
Running out of money within days of being paid
Having your cards declined at the till
Paying hefty charges for being a few pence overdrawn
Pretending everything is ok when it's not!

Check if you qualify

Here's an example of how we can help

Example Unsecured Debt

Loan	£11,152
Loan	£2,226
Loan	£302
Credit card	£2,395
Credit card	£648
Council	£172
Payday loan	£1,408
Total owed	£18,303

Customer repayments before & after an IVA

Before an IVA

£490

(TOTAL CONTRACTUAL REPAYMENTS)

After an IVA

£135

(TOTAL CONTRACTUAL REPAYMENTS)

Reduced By 72%

* monthly payments are based on individual financial circumstances

Get Started

To find out more about managing your money and getting free advice, visit Money Advice Service, independent service set up to help people manage their money.